How to Pay Your Credit Card Balance

Pay with your Rho Checking Account:

The fastest and easiest way to pay down your current credit balance is to first ensure that your Rho Checking Account is funded. Here are step-by-step instructions on how to fund your account.

Once your checking account is funded, navigate to the Cards section in your Rho account.

From there, click the Pay Card Balance button to initiate a card repayment.

Pay with an External Bank Account:

If you haven't already, link your external bank account to your Rho account in Organization Settings. For detailed instructions, see How can I link a business account to my Rho account?

Once your external bank account is successfully linked, navigate to the Cards section in your Rho account.

From there, click the Pay Card Balance button and choose your external bank account from the dropdown to initiate a card repayment.

Please note that card repayments abide by ACH cut-off times. Repayments initiated prior to 2:00 pm ET should begin processing the same day. Any repayments initiated after 2:00 pm ET would be subject to next-day processing. Card repayments can take up to 4 business days to settle.

Automatic Repayments:

To avoid interruptions to your card activity, you can set up Automatic Card Payments to automatically pay down your balance once you reach a certain percentage of your allotted spend. Here are instructions on how to set that up.

At the end of your credit cycle, when your balance is due in full, your account designated for Rho card repayments will automatically be debited on your payment due date for the entire balance owed. Just ensure your account is funded for frictionless payments.